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Consumer Guarantees Act 1993 Lecture 8 Helen Edwards

Consumer Guarantees Act
1993
 1A Purpose
 (1) The purpose of this Act is to contribute to a trading environment in which—
(a) The interests of consumers are protected; and
(b) Businesses compete effectively; and
(c) Consumers and businesses participate confidently
 (2) To this end, the Act provides that consumers have—
 (a) certain guarantees when acquiring goods or services from a supplier, including—
 (i) that the goods are reasonably safe and fit for purpose and are otherwise of an
acceptable quality; and
 (ii) that the services are carried out with reasonable care and skill; and
 (b) certain rights of redress against suppliers and manufacturers if goods or services
fail to comply with a guarantee.
Consumer Guarantees Act
1993
• Guarantees to consumers – protection for problems which arise with
goods or services post-sale
• Provides remedies
• Complements Fair trading Act – Part 1 which provides for protection for
problems which arise from misleading conduct regarding, or false
representations made about, goods or services pre-sale.
 Note:
 Act binds the Crown s3
 Generally No contracting out except for business
transactions s43(1), s43(2). Attempting to contract out is
an offence against s13(i) of the Fair Trading Act 1986 s43(4)
 Includes gifts s24
 Excludes private sales s41(1) and supplies by charitable
organisations s41(2)
Consumer
A “Consumer” is someone who:
 acquires goods or services of a kind ordinarily acquired
for personal, domestic or household consumption or
use…”
 Acquires from a “supplier”, s2 (someone in “trade”)
(exceptions s41(1) sales not in trade i.e. private sales
and s41(2) charitable organisations.
Goods
 “Goods”, defined in s2
 “Goods” are defined as those items of personal
property of any kind (tangible and intangible) and
capable of possession, i.e. chattels, shoes, books,
computer software
 Includes goods which have become attached to, or
incorporated in real or personal property, i.e. wheel to
a car
 Of a kind ordinarily acquired for personal, domestic or
household use or consumption; s2(1)(a) “consumer”
 Does not come within any of the exceptions under s2(b)
Services
 “Services”, defined in s2
 “Services” applies to a wide variety of performances of
work and trade
 May be personal service, or may take place in
association with provision of goods
 May produce some tangible result or may relate to
something intangible
Supplier
 “Supplier”, defined in s2
 Covers a wide range of activities which are commercial
in nature
 Does not apply in private capacity
Overview of guarantees and remedies
under the CGA for goods and services
 See figures 7.1 and 7.2 in textbook, pages 303 and 304
 Part 1 of the Act provides a number of guarantees in
respect of goods:
 Must be a consumer
 Goods must come within definition of the Act
Consumer Guarantees Act 1993 – ss 5 to
13 (guarantees in respect of supply of
goods)
 S5 – Guarantee as to title in goods
 S5(A) – Guarantee as to delivery
 S6 – Guarantee as to acceptable quality and s7 meaning of acceptable
quality
 S7A – Guarantee of acceptable quality in supply of gas and electricity
and s7B gas and electricity not to be treated as goods and their supply
not to be treated as a service.
 S8 – Guarantee as to fitness for a particular purpose
 S9 – Guarantee that goods comply with description
 S10 – Guarantee that goods comply with sample
 S11 – Guarantee as to price
 S12 – Guarantee as to repairs and spare parts
 S13 – Express guarantees
 See textbook pages 305 to 312
Consumer Guarantees Act 1993 – ss 28
to 31 (guarantees in respect of supply of
services)
 S28 – Guarantee as to reasonable care and skill
 S29 – Guarantee as to fitness for a particular purpose
 S30 – Guarantee as to time of completion
 S31 – Guarantee as to price
 See pages 320 to 322
Remedies – three categories
Remedies available where goods or services fail to comply
with guarantees:
• When failure can be remedied (fixed);
• When the failure cannot be remedied (fixed) or is of a
substantial character;
• Damages for consequential loss.
 See pages 316 of textbook
Rights to remedies
 See Figure 7.2 on p 304 in text book
 Using the PowerPoints and the flow chart
will greatly assist you in working your way
through the legislation
Remedies – failure can be
remedied (fixed) – GOODS
First give the supplier the opportunity to repair the goods:
 S18(2)(a) and s19(1)(a)(i)
(If the supplier is unable to repair the goods they can replace
the goods with goods of identical type (s19(1)(b) and
s19(2) or give a refund s19(1)(c) and s19(3))
Then if the supplier won’t repair the goods or won’t repair
them in a reasonable time
 have goods repaired elsewhere, supplier must pay the cost
s18(2)(b)(i) or
 reject the goods s18(2)(b)(ii) (see also ss20 and 22) and
get a refund s23(1)(a), s23(2) and s23(3) or a
replacement s23(1)(b) and s23(4)
Remedies – failure cannot be remedied
(fixed) or is of a substantial character-
GOODS
 See s21 (a), (b), (c), and (d) for definition of “failure of
substantial character”
 S18(3)(a) (see also ss20 and 22) reject the goods; get to choose
• refund s23(1)(a), s23(2) and s23(3)
or
• replacement s23(1)(b) and s23(4)
or
 S18(3)(b) choose compensatory damages
Remedies – failure can be
remedied (fixed) – SERVICES
First give the supplier the opportunity to remedy the failure:
 S32(a)(i)
Then if the supplier won’t remedy the failure or won’t remedy
within a reasonable time
 S32(A) have failure of service remedied elsewhere, supplier must
pay the cost
Or
 S32(B) (see also ss35 and 37) cancel the contract and get a
refund s38
 Note: s33 exceptions
Remedies – failure cannot be remedied
(fixed) or is of a substantial character –
SERVICES
See s36 (a), (b), (c), and (d) for definition of
“failure of substantial character”
S32(b)(i) (see also ss35 and 37) cancel the
contract and get a refund s38
or
 S32(b)(ii) get compensatory damages
Note: s33 exceptions
In addition to other remedies the
consumer may be eligible for
consequential loss
 Damages for Consequential Loss
 In addition to other remedies
• S18(4) for goods
• S32 (c) for services
Recap Questions
What is a ‘consumer’?
What does it mean to be ‘in trade’?
What are the 2 exceptions under section 41?
Can someone who receives goods as a gift access the
remedies under the Consumer Guarantees Act 1993?
What section?

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