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The Center of Excellence Diploma of Business

Learning Objective
Establish risk context
Identify risks
Analyse risks
Select and implement treatments
2
Risk Management Process
Risk
 Uncertain or chance events that planning can not overcome
or control.
Risk Management
 A proactive attempt to recognize and manage internal events
and external threats that affect the likelihood of a project’s
success.
What can go wrong (risk event).
How to minimize the risk event’s impact (consequences).
What can be done before an event occurs (anticipation).
What to do when an event occurs (contingency plans).
7–3
Risk Management’s Benefits
 A proactive rather than reactive approach.
 Reduces surprises and negative consequences.
 Prepares the project manager to take advantage
of appropriate risks.
 Provides better control over the future.
 Improves chances of reaching project performance objectives
within budget and on time.
7–4
Risk Management’s Benefits
 A proactive rather than reactive approach.
 Reduces surprises and negative consequences.
 Prepares the project manager to take advantage
of appropriate risks.
 Provides better control over the future.
 Improves chances of reaching project performance objectives
within budget and on time.
7–5
The Risk Management Process
7–6
CHAPTER 1
REVIEW ORGANISATIONAL PROCESSES, PROCEDURES
AND REQUIREMENTS FOR UNDERTAKING RISK
MBAefoNreA beGginEninMg yEouNr rTisk management project, it is important to take the time to review your
organisation’s risk management policies and procedures.
 Different organisations create different levels of expectations for risk management strategies, along
with the difference between cost effectiveness and acceptable risk.
 You will need to know this information so that you can keep your risk management project can stay in
line within the company’s guidelines, goals and objectives.
 Organisational procedures will also provide information on risks associated with specific areas or the
organisation as a whole and these should be included in your risk management assessment.
 Most companies have the same types of risks that are consistent across organisations. If it is your
organisation’s standard procedure to include these risks in their assessments, you will need to be sure
you include them in your review.
7–7
Types of Risks
Risks may include those relating to:
Commercial relationships
Economic circumstances and scenarios
Human behaviour
Individual activities
Legislation
Management activities and controls
Natural events
Political circumstances
Technology
8
Determine scope for risk management process
 Every risk management project has limitations. It is impossible
for one person to identify all possible risks that exist for a
company. This process is usually broken down into subprojects.
 It is important to determine the scope of the risk management
project first because there are always risk factors which arise,
that are outside of the person or teams authority who are
performing the risk analysis.
 If you try to be all inclusive in your scope, you’ll never
complete the project. Each new risk that presents itself can
open the doors to whole new areas of risks to plan for.
9
Scope
 The scope that you create or that is assigned by the organisational policies will
create the limits for your risk management project. Anything that doesn’t fall
within that scope is not your responsibility and you should not begin
developing plans for these areas.
 You should forward the list of risks that are outside your scope of
management to the person who is responsible for risk management within
your organisation; this could be the Health and Safety Rep.
 When determining the scope of your risk management process, you need to
think along practical lines that are in agreement with your organisations
operational plan. Trying to develop a risk management program that extends
across geographical separation
10
Scope
Your scope may apply to:
A specific project
An individual business unit or area
Specific functions such as:
 Financial management
WHS
 Governance
External environment – for facilities
Internal environment – also for facilities
Or, in the case of a small organisation, it can cover the whole
organisation
11
Scope
The scope document includes the following key sections:
Scope statement – This clearly states the project goal, objectives and
deliverables.
Project constraints – These are any limiting factors that prevent the project from
moving in a particular path.
Assumptions – These are aspects that the project manager builds into the scope
document to allow for any uncertainties that may occur.
Tasks list – You need to specify a list of tasks (and deliverables) to be achieved
during the project.
Estimates – You need to make initial estimates in relation to cost, time and
human resource requirements.
Contract statement – This will include the names of those authorised to initiate
contract work, sign contracts and completion acceptances.
12
RISK ASSOCIATED WITH PROJECT MANAGEMENT
 Risk management is a vital part of project management. It is important to identify as many risks as
possible and be prepared if something happens that is out of the ordinary.
 Here are some examples of common project risks:
 Time and cost estimate too optimistic
 Customer review and feedback cycle too slow
 Unexpected budget cuts
 Unclear roles and responsibilities
 Stakeholder input is not sought, or their needs are not properly understood
 Stakeholders changing requirements after the project has started
 Stakeholders adding new requirements after the project has started
 Poor communication resulting in misunderstandings, quality problems and rework
 Lack of resource commitment
 Risks can be tracked using a simple risk log. Add each risk you have identified to your risk log and write
down what you will do in the event it occurs and what you will do to prevent it from occurring.
 Review your risk log on a regular basis adding new risks as they occur during the life of the project.
Remember, when risks are ignored they don’t go away.
13
IDENTIFY INTERNAL AND EXTERNAL STAKEHOLDERS AND
THEIR ISSUES
 The term “stakeholders” typically, refers to the people who have an interest or share in the
project. In the case of risk management, we can include anyone and everyone whose lives
and businesses can be negatively impacted by the risks or actions of the business.
This means that stakeholders can be either internal or external. Stakeholders may includes:
 Staff and employees
 Owners,
 Shareholders
 Customers
 Suppliers
 The community
 Anyone who could be affected by your company taking a negative turn can be considered a
stakeholder.
 Different stakeholder groups will have different concerns and not all will be financial.
14
REVIEW POLITICAL, ECONOMIC, SOCIAL, LEGAL,
TECHNOLOGICAL AND POLICY CONTEXT
 Political climate
 What effect a downturn in the economy will have to your company
or project
 New applications for existing technologies that can invalidate
existing products
 How trends, fads and other changes in society can negatively affect
your company
 Potential upcoming changes in the political climate
 The state of the economy
 Proposed legislation, and how it can affect your company
 New technologies being introduced into the marketplace
15
Commercial and Strategic Risks
Commercial and strategic risks arising from:
Competition
Market demand levels
Growth rates
Technological change
Stakeholder perceptions
Market share
Private sector involvement
New products and services and
Site acquisition
16
Economic risks
Economic risks arising from:
Discount rate
Economic growth
Energy prices
Exchange rate variation
Inflation
Demand trends
Population growth and
Commodity prices
17
Contractual Risks
Contractual risks arising from:
Client problems
Contractor problems
Delays
Insurance and indemnities and
Joint venture relations
18
Financial Risks
Financial Risks arising from:
Debt/equity ratios
Financing costs
Taxation impacts
Interest rates
Investment terms
Ownership
Residual risks for government and
Underwriting
19
Poverty
Poverty arising from:
Weak governance
Remoteness
Low incomes
Gender inequalities
Social and ethnic inequalities
Low education
Poor infrastructure
Weak institutions
Inadequate policy framework and
Human rights infringements
20
Environmental Risks
Amenity values
Approval processes
Community consultation
Site availability/zoning
Endangered species
Conservation/heritage
Degradation or contamination
Environmental emergencies and
Visual intrusion
21
Political risks
 Parliamentary support
 Community support
 Government endorsement
 Policy change
 Sovereign risk and
 Taxation
22
Social Risks
 Community expectations
 Pressure groups
 Activity initiation
 Analysis and briefing
 Functional specifications
 Performance objectives
 Innovation
 Evaluation program and
 Stakeholder roles and responsibilities
23
Procurement planning Risks
 Industry capability
 Technology and obsolescence
 Private sector involvement
 Regulations and standards
 Utility and authority approvals
 Completion deadlines and
 Cost estimation
24
Procurement and contractual Risks
 Contract selection
 Client commitment
 Consultant/contractor performance
 Tendering
 Negligence of parties
25
REVIEW STRENGTHS AND WEAKNESSES OF EXISTING
ARRANGEMENTS
 In most cases, there will be an established risk analysis from which you will
begin. However, even if you are creating a totally new analysis, there are
probably some contingency plans already in existence.
 There may be already plans in existence for some of the risks that you are
going to be working on. If so, there is no reason not to use them. However, if
this plan is not strong enough, you will have to revise it.
 Realistically speaking, there’s no such thing as a perfect plan. All plans have
strong points and weak ones. Experience in creating plans can help reduce
the number of weak points in a given plan, but the fact that there are too
many variables which are outside of your control precludes creating a perfect
plan.
26
REVIEW STRENGTHS AND WEAKNESSES OF EXISTING
ARRANGEMENTS
So, once you have identified the risk, there are two general
approaches that you can choose from to begin the decisionmaking
process.
Will you:
Control the risk?
Transfer the risk?
27
CONDUCTING A SWOT ANALYSIS
To determine the best control measures for risks you should perform a SWOT
analysis.
A SWOT analysis is the best tool to identify the internal strengths and weaknesses
and external or environmental threats and opportunities to any organisation.
The SWOT allows an organisation to answer the question: ‘where are we now?’
When analysing the best control measures for risk, you should ask the following
questions:
What are the strengths of this control measure?
What are the weaknesses of this control measure?
What are the opportunities provided by using this control measure?
What are the threats involved in using this control measure?
28
CONDUCTING A SWOT ANALYSIS 29
The SWOT analysis can comprise five major categories
and can be compiled using the following matrix:
CONDUCTING A SWOT ANALYSIS
 The method of implementing the flexible elements of the
contingency plan will depend upon the severity of the crisis, how
rapidly the crisis is developing and a number of safety factors.
 It may seem extreme to force everyone out of the facility but it
will ensure everyone’s safety. Machines, technology and materials
can be replaced, people can’t.

As part of your review of existing plans, you need to seek out
possible issue related to your plan. Those things that could put
people, material or critical data at risk.
 Pay special attention to systems which have been put into place
since the creation of that plan, as those are the most likely places
to encounter these issues.
30
DOCUMENT CRITICAL SUCCESS FACTORS, GOALS OR
OBJECTIVES FOR AREA INCLUDED IN SCOPE
 As part of determining the impact of risks, it is important to
determine the critical success factors, goals and objectives.
 They are the most important factors for your company to have
contingency plans for.
 The following questions might assist you in this process:
 Where does my company’s income come from?
 What affects my company’s reputation in the marketplace?
 What functions are critical to ensuring that my company can
continue operations? Are there some that we can do without for a
day or a week?
31
DOCUMENT CRITICAL SUCCESS FACTORS, GOALS OR
OBJECTIVES FOR AREA INCLUDED IN SCOPE
 Which company goals are essential to ensure continued operations? How
would a delay in the completion of those goals affect the company?
 How many shareholders are affected by the temporary cessation of this
function?
 Every risk that you encounter will end up needing to be compared to each
of these critical factors.
 Any risk factor can affect a number of different factors, each of them to a
different extent, with a different overall impact to the company’s
operations.
32
COMMUNICATE WITH RELEVANT PARTIES ABOUT THE
RISK MANAGEMENT PROCESS AND INVITE
PARTICIPATION
 Identifying stakeholders and developing communication strategies are
critical to the successful implementation of a risk management plan.
 It is important to consult with stakeholders and keep communication
pathways open so that you foster a supportive environment for risk
management activities.
 You must ensure communication is continuous during the process with all
those relevant to the successful implementation of risk management
plans.
33
COMMUNICATE WITH RELEVANT PARTIES ABOUT THE
RISK MANAGEMENT PROCESS AND INVITE
PARTICIPATION
Stakeholders may include:
All staff
Internal and external stakeholders
Senior management
Specific teams or business units
Technical experts
34
COMMUNICATE WITH RELEVANT PARTIES ABOUT THE
RISK MANAGEMENT PROCESS AND INVITE
PARTICIPATION
The way to communicate information is to make sure you:
Accept and involve consumers as legitimate partners
Plan carefully and evaluate your efforts
Listen to the specific concerns
Be honest, frank, and open
Coordinate and collaborate with other credible sources.
Meet the needs of the media (if required)
Speak clearly and with compassion
35
COMMUNICATE WITH RELEVANT PARTIES ABOUT THE
RISK MANAGEMENT PROCESS AND INVITE
PARTICIPATION
 Consultation gives everyone the opportunity to influence
decisions.
 It is an effective way to gather useful input and ensure that all
viewpoints are taken into account when identifying and
evaluating risks.
 Communication and consultation are essential to the overall risk
management process as well as each individual step in that
process.
36
TOPIC 2 – IDENTIFY RISKS
INVITE RELEVANT PARTIES TO ASSIST IN THE
IDENTIFICATION OF RISKS
Identifying potential risks is best achieved through a brainstorming session. Just like with any other
brainstorming session, the more people you can get involved in the process, the better. By having a group of
people involved, you can generate more ideas.
People who may be involved to assist in the identification of risks are:
Stakeholders:
Managers
Supervisors
Health and safety and other employee representatives
WHS/OHS committees
Employees and contractors
The community
37
INVITE RELEVANT PARTIES TO ASSIST IN THE
IDENTIFICATION OF RISKS
Key personnel is:
People who are involved in WHS/OHS decision-making or who are affected by decisions.
WHS/OHS technical advisors:
Risk managers
Health professionals
Injury management advisors
Legal practitioners with experience in WHS/OHS
Engineers (such as design, acoustic, mechanical, civil)
Security and emergency response personnel
Workplace trainers and assessors
Maintenance and trade persons
38
INVITE RELEVANT PARTIES TO ASSIST IN THE
IDENTIFICATION OF RISKS
WHS/OHS specialists:
Safety professionals
Ergonomists
Occupational hygienists
Audiologists
Safety engineers
Toxicologists
Occupational health professionals
When you encourage people to participate in risks identification procedures you
will need to ensure you use a wide variety of people.
39
RESEARCH RISKS THAT MAY APPLY TO SCOPE
Every idea that is brought forth in your brainstorming session has some merit. You
won’t really know how much merit each idea has until you research the likelihood of
that problem happening.
For the ideas that were brought forth in your brainstorming session, you’ll need to
research. That research may include:
Data or statistical information
Information from other business areas
Lessons learned from other projects or activities
Market research
Public consultation
Review of literature and other information sources
Accurate research will provide you with a real image of the risks involve in your area
or organisation. Don’t guess, do your research and get it right the first time.
40
USE TOOLS AND TECHNIQUES TO GENERATE A LIST OF RISKS
THAT APPLY TO THE SCOPE, IN CONSULTATION WITH
RELEVANT PARTIES
RISK IDENTIFICATION TECHNIQUES
 Inspections: Walking through and conducting inspections of each task, location,
team, group or process within an organisation.
 Consultation: a process that allows evidence on unreported incidents to be
gathered, for example, injuries, machine breakdown.
 Safety or management audits: these can be conducted by individual managers
or team leaders and focus on their own or associated areas, or can be
conducted by members of the organisation who specialise in this area.
 Testing: of plant and equipment in an operational context, or of staff in a
service area. This also can be accomplished as part of the local group or team
approach or can be part of a wider organisation-wide approach.
41
RISK IDENTIFICATION TECHNIQUES
 Scientific or technical evaluation or expert instruction in up-to-date methods
(service industry): these are usually provided by third parties or consultants and
often form part of the training process of the organisation.
 Collection and evaluation of material: from suppliers, manufacturers, designers,
and from safety organisations, unions, interest groups and employer organisations.
 Expert advice: engaging professional consultants and advisors, lawyers, engineers,
safety experts, process experts.
 Seeking government or regulatory information and help: from government
departments, investigatory and regulatory bodies, royal commissions,
commissions of inquiry, coronial inquests, industrial commission hearings,
statistical bodies and ‘think tanks’.
42
RISK IDENTIFICATION TECHNIQUES
 Networking: with other members of the market, or users of similar
machines or processes.
 Benchmarking is a process of seeking out and identifying the best
practices of the organisation’s competitors, where those best practices
represent a higher quality level or performance. The process means
that the organisation, having identified the best practice in the industry
then uses that ‘benchmark’ as the quality standard to be obtained
within its industry.
43
RISK IDENTIFICATION TECHNIQUES
 Brainstorming; the brainstorming process can take various forms, but one of the most
effective is in meetings of staff in an environment where there is freedom to experiment
with ideas and to express opinions.
 Brainstorming is usually a process of energetic interaction with the goal of forming and
discussing ideas and concepts in a round-table or group dynamic.
 It allows examination of existing and emerging risk by using the ideas and experience of
fellow workers, managers, experts, other stakeholders and the users of the process or
service.
 Audits and physical inspections; Regulatory based risk management procedures often
include regular audits and inspections, for example, Occupational Health and Safety,
activities of brokers and traders on the Australian Stock Exchange register and the
regulation of Registered Training Organisations.
44
Process Charting
45
The fishbone diagram provides a good example of a process chart,
sometimes called a cause and effect diagram. Each line or ‘fishbone’
represents an area that may have caused a problem.
SCENARIO ANALYSIS
 Scenario anaysis is a process of examining options and
competing scenarios based on an assessment of future events.
 The focus is on the future and may take into account past and
present events as elements of the examination.
46
BENCHMARKING SIMILAR ORGANISATIONS AND
ACTIVITIES
 Benchmarking is a process of identifying the industry best
practice, and setting that as the standard for the particular
organisation.
 The process involves significant industry knowledge and an
ability to examine competitors’ processes in order to identify
why that market is dominant or produces the leading product
or service.
47
Flowchart Method
48
System or process flow charts are
especially useful in recognising and
identifying potential areas of the
problem within the process flow.
TOPIC 3 – ANALYSE RISKS
ASSESS LIKELIHOOD OF RISKS OCCURRING
The risk analysis involves:
An estimate of the likelihood of each risk is arising. This might be done initially on a
simple scale from ‘rare’ to ‘almost certain’, or numerical assessments of probability
might be made.
An estimate of the consequences of each risk. This might be done initially on a
simple scale from ‘negligible’ to ‘severe’, or quantitative measurements of impacts
might be used.
The purpose of analysing risk is to provide information to enable the evaluation of
risks, using predefined likelihood and consequence criteria.
Risk analysis uses judgments and assumptions, which may involve uncertainty and
be based on incomplete information.
Therefore, the best available information sources and techniques should be used.
Wherever possible the confidence placed on estimates of levels of risk should be
included.
49
ASSESS IMPACT OR CONSEQUENCE IF RISKS OCCUR
Impact itself can be assessed in terms of its effect on:
Cost
Quality
Time
This includes the time taken to:
Identify, record and report the risk
Analyse and assess the risk
Address the risk
Either reduce its impact or remove it completely from a
potential risk
50
ASSESS IMPACT OR CONSEQUENCE IF RISKS
OCCUR
Risk proximity is about:
When and where the risk will occur
It’s role in the process or system
It’s damage or potential damage reaches
Our first step in assessing a risk is to determine the likelihood of the risk occurring, meaning
what are the chances. See below for a scale to gauge how likely the risk is:
Not likely – 10%
Low likelihood – 30%
Likely – 50%
Highly likely – 70%
Near certainty – 90%
51
ASSESS IMPACT OR CONSEQUENCE IF RISKS
OCCUR
The following table shows that the impact of risk is generally ranked from
‘minimal’ (level 1) to ‘severe’ (level 5). You can see from the detail
descriptions that these levels focus on the degree to which the business is
affected in regards to its financial and service capability.
52
LEVEL DESCRIPTOR EXAMPLE DETAIL DESCRIPTION
1 Minimal No service impact; low financial loss
2 Minor Minimal disruption to service capability; medium financial loss
3 Moderate Interruptions in service delivery; high financial loss
4 Significant Loss of service capability; major financial loss
5 Severe Loss of business continuity; huge financial loss
RISK REPORTING MATRIX 53
Analysing the risk will help you decide the impact of the
risk on your company and will enable you to control for
this when required.
EVALUATE AND PRIORITISE RISKS FOR TREATMENT
A simplified risk analysis can be conducted using probability theory:
Likelihood X consequence = Risk Score
By using these two scales, any potential risk can be rated with a risk
score.
For example, if we live in an area which commonly has severe
thunderstorms, which disrupt electrical service to our distribution
facility for 2 to 3 hours, we might assign a likelihood score of 5 and an
impact score of 3. That would give us a risk score of 15, considering the
maximum score we can get with this system is 25, that’s a fairly high-risk
score.
54
Criteria for ranking and recording Risks
The criteria for ranking and recording includes:
Taking into consideration whether the risk falls within established or accepted
guidelines
Differentiating between risks that have high impact/consequence/likelihood and
those having low impact/consequence/likelihood.
Assigning value to identified risks using available tools
Assessing consequences and likelihoods
A risk that has been analysed as having a ‘catastrophic impact’(loss of business
continuity; huge financial loss) is ranked as an ‘extreme ‘level risk if the probability
is ‘likely ‘but ‘high ‘if the probability is ‘rare’. Immediate action is required, involving
senior management, to manage the risk.
55
Sample Level of Risk Matrix
EXAMPLE OF RISK TABLE OF DEFINITIONS
E Extreme risk; immediate action required
H High risk; senior management attention needed
M Moderate risk; management attention must be specified
L Low risk; manage by routine procedures
Acceptability Risk level
Acceptable Low and Moderate
Not acceptable High and Extreme
56
Risk Criteria
Risk Criteria include:
Scope of the risk policy
Internal and external contexts
Internal and external stakeholders
Corporate objectives, policies, values and visions
Standards and laws
Resource availability
Social, economic, environmental, and political factors
57
Another type of scale describes risk in terms of acceptable
levels
 Another type of scale describes risk in terms of acceptable levels:
 Broadly acceptable level of risk
 Best achievable level of risk
 As low as reasonably practicable (ALARP)
 Generally intolerable level of risk
58
Another type of scale describes risk in terms of
acceptable levels
 Each risk decision and its implementation will depend on your organisation
and its guidelines on what is acceptable.
 The cost of implementing some changes may be so great, that it is not
possible.
 In those cases, mitigation of the impact may consist of buying insurance
against that event occurring, this then transfers some of the risk to an
insurance company and lessens the load on the organisation.
59
TOPIC 4 – SELECT AND IMPLEMENT TREATMENTS
DETERMINE AND SELECT MOST APPROPRIATE OPTIONS
FOR TREATING RISKS
 Risk treatment involves identifying the range of options for treating risk,
assessing those options, preparing risk treatment plans and
implementing them.
 It is probable that a combination of options will be required to treat
complex risks. Once a risk is understood, you will need to treat the risk,
to do this you may need a detailed analysis of treatment options.
 There are usually be several options, each with different costs and
benefits and each will offer different levels of risk mitigation.
60
Approaches to Manage Risks
APPROACH DESCRIPTION

  1. Elimination / reduction
    management
     In this approach, the risk is either reduced to its lowest possible level to
    enable it to be managed or it is eliminated
     A variation in this approach is not to eliminate the risk if that is too difficult
    or too late, but to reduce or eliminate its effect
  2. Assumption of risk  Insurance companies assume risk as part of their operations. Here the
    expression ‘assume risk’ means to knowingly accept the risk as part of the
    agreement with the person/company that pays the premium. Organisations
    unused to risk may assume or accept its effect because to fail to do so
    might negatively affect the organisation’s operations
     Once again, the decision to assume a risk must be taken bearing in mind the
    competing issues of cost, proximity and extent of the risk
  3. Transfer risk  Insurance is a means of transferring the risk, through the payment of
    insurance premiums, to an insurance company
     It is important to understand that this is generally a way of managing
    financially based risk. The insurance company can only really assume a
    financial risk. It is not able to assume risk that relates to culture, personnel
    or manufacturing for example
     So if the risk of the factory burning down is identified, then the financial risk
    can be transferred to the insurance company, but the actual risk of losing
    specific or specialist machinery cannot
     Often organisations only transfer part of the financial risk having assessed
    the insurance premium cost as too high to transfer it all
     To offer a personal example, this may be compared with a householder
    insuring the contents of the house against fire, but not paying extra for the
    loss of specialist jewellery or stereo equipment. It then falls on the
    61
    Approaches to Manage Risks
  4. Changing processes  Risk can be avoided by changing processes, or refraining from an
    activity. This is often an ongoing process of change from risk
    identification
     Organisations with a positive risk identification and management culture
    are ready and willing to change or remove processes that demonstrate a
    greater degree of risk or risk potential
     Changing a process to avoid an activity also requires a positive risk
    management culture as this can be confronting and expensive,
    particularly if the process needs to be replaced
     The change or replacement of a process in order to manage a risk must
    also be undertaken using risk management procedures. In other words,
    the new process must not create or support the same or similar risk it
    was designed to eliminate
  5. Delaying  An organisation may defer a risk, by delaying it until such time as it is
    able to assume the risk or deal with it in a better and more positive way
     An organisation may believe that research or development
     It’s undertaking will make it more able to deal with the risk at a later
    time
    62
    Approaches to Manage Risks
  6. Sharing risk  Organisations may seek to share risk with other organisations by way of
    joint ventures or cooperative options
     A good example of this is seen in the construction and maintenance of
    motorways in capital cities where government and private industry
    come together to share the expense
     Similarly in recent times wine and beer companies have combined with
    manufacturing industries associated with wine and beer production
    when entering new markets such as China.
  7. Spread and minimise
    locations of the risk
     An organisation may attempt to spread and minimise locations of the
    risk, e.g. a company may spread its outlets and workforce to a number
    of areas in order to spread or reduce the risk of an incorrect decision in
    relation to geographic marketing. For example, a retailer may have
    outlets in a number of locations in a town to ensure the product is
    available to as many potential customers as possible.
    63
    Regardless of the final decision ensure that all relevant parties have signed off on it. Although you
    may be in charge of developing the risk management plan, this is a group project, with group
    decisions.
    DEVELOP AN ACTION PLAN FOR IMPLEMENTING
    RISK TREATMENT
     The action plan formalises the risk management process.
     The specific format of the risk management action plan will vary from one organisation to
    another, but the following is an example of a relatively straightforward methodology:
     Risk
     Date identified
     Level of risk
     Reason for risk rating
     Risk priority /risk ranking
     Action (what is to be done)
     What resources are required
     Who is responsible for the action
     Timeline-when should the action be completed
     Strategy for informing relevant stakeholders- i.e. staff volunteers, board, corporate
    sponsors, etc.
     Review date
    64
    SAMPLE RISK TREATMENT ACTION PLAN
    65
    COMMUNICATE RISK MANAGEMENT
    PROCESSES TO RELEVANT PARTIES
    COMMUNICATION FACTORS SUCH AS LANGUAGE AND
    LITERACY
     Effective communication is obviously critical to genuine participation. The specific needs of individuals in
    the workplace need to be taken into account.
     Individuals will have different levels of literacy, and either may not speak much English or may not have
    English as their first language.
     For example, induction and instruction in policies and procedures need to reflect the language and
    literacy levels of each person, and things like safety and emergency warning signs, which are for the
    whole workplace, need to be based on easily understandable pictures, rather than complex language.
     Communication must be a two-way street. If individuals are to be able to participate in WHS/OHS activity
    in a meaningful way they need access to information in a format they can understand, and they need to
    be able to communicate back to WHS/OHS representatives, supervisors, WHS/OHS advisers and others
    easily.
    66
    COMMUNICATE RISK MANAGEMENT PROCESSES TO
    RELEVANT PARTIES
    DIVERSITY OF WORKERS
     Employees may come from different cultural, age and educational backgrounds with
    different views about personal responsibility and authority; they will have different previous
    experiences, knowledge and skills and may have different learning styles.
     They may have external pressures and stresses in their lives or pre-existing physical injuries.
    All these factors need to be taken into consideration in designing and developing
    participative arrangements.
     Your risk management plan must be distributed to all appropriate personnel; especially those
    who have a part in implementing the plan.
     In order to disseminate information to key personnel you should be face-to-face with them.
    In this way you can provide them with a brief outline of the plan containing the key
    information. Any details can be provided in written form.
    67
    ENSURE ALL DOCUMENTATION IS IN ORDER
    AND APPROPRIATELY STORED
    Consider the following points while deciding how to store information:
    Why is the information being stored?
    Who will want to use it?
    When and how often will they want to access the information?
    What protections (privacy, confidentiality) are required for the information?
    What ‘links‘, or other factors, need to be considered for the data to be meaningful?
    What technology is available?
    What are the skills of the people in using the technology?
    This will then lead to the following questions:
    What is the best medium (electronic; hard copy) for storage?
    What is the best format for organising the information?
    What skills and technology will be required to access the information?
    68
    ENSURE ALL DOCUMENTATION IS IN ORDER AND
    APPROPRIATELY STORED
    Most organisations will have some records, such as incident and injury reports,
    workplace inspections and/or newsletters, in hard copy.
    Hard copy formats tend to be used where:
    The original record is in handwriting
    The original requires a signature; and
    The material is ‘for information’ and is usually circulated or left in an open location
    for people to read (i.e. newsletter)
    69
    ENSURE ALL DOCUMENTATION IS IN ORDER AND
    APPROPRIATELY STORED
    Even in the smallest community services organisation is likely to have electronic storage for any
    information or records that meet one or more of the following criteria.
    The record or document has to be:
    Communicated to somebody else
    Retained for legal reasons
    Collated to identify a trend; and
    Used for planning
    There are many software options for storing electronic WHS/OHS information. These options
    may range from simple spreadsheets to highly interactive purpose-designed software packages
    that may incorporate functions such as incident reporting, injury management, chemical and
    risk registers, asset and maintenance registers and training records.
     Having determined the format for storing WHS/OHS information (i.e. the nature of the
    software) the next question is whether it should be on a single computer or networked
    hardware for an intranet type system.
    70
    ENSURE ALL DOCUMENTATION IS IN ORDER AND
    APPROPRIATELY STORED
    It is beyond the scope of this unit to compare the relative features of the various
    systems, but some factors to consider are:
    Who needs to access the information?
    Do they have access to the hardware?
    Do they have the skills to access the system?
    What level of technological support is required/available?
    71
    Implement and monitor action plan
    Endorsement of Plan
     Having done all the work outlined above (and kept any relevant/necessary
    stakeholders, management, committees informed during the process), it’s
    now time for those nominated to do so, to present the risk management plan
    to whomever has the delegation to authorise its implementation.
     This may be a supervisor, a manager or a complains or risk manager. They will
    then consider the plan, clarify any questions it has, and after making any
    necessary adjustments, endorse the plan.
    72
    Implementation of Action Plan
    Implementation process the plan will involve:
    Issuing a risk management statement – A good starting point is to let everyone
    in the organisation know that your organisation is serious about risk
    management and to outline the key risk management strategies.
    The risk management statement should also outline the proposed timetable
    and key contact people, and procedures for contributing to the risk management
    process.
    Training – It is likely that training was identified as a key risk management
    strategy in addition to the introduction of new practices will often require
    training.
    Training for risk management needs to be carried out in the context of your
    organisation’s overall training activities.
    73
    Implementation of Action Plan
     Establishing and documenting procedures – Your risk management plan will
    have identified areas where written procedures need to be developed and/or
    documented.
     To implement the plan, it will be necessary for staff, volunteers and
    management committee members to work together to develop these
    procedures. Existing procedures should be reviewed to ensure that they are
    consistent with new procedures.
     Allocating specific responsibilities – A risk management plan requires specific
    allocation of tasks to ensure no gaps in the process leave room for further risk –
    different people within your organisation should be given responsibility to
    implement different parts of the plan.
     It should be clear to all those involved in the process, who is responsible for
    each aspect of implementation for the risk management plan.
    74
    EVALUATE RISK MANAGEMENT PROCESS
     It is critical to constantly monitor and review the processes and outcomes. Monitoring
    and reviewing risk management processes helps to include risk management as a valuable
    part of the company.
     The risk management process in not static but is taken in the context of the internal and
    external environments. As these environments change, the variables affecting risk also
    change.
     Evaluating the process of risk management can be assigned to individuals within
    departments or to dedicated staff depending upon the nature of the organisation and the
    resources available.
     Consultants may be brought in at critical times to evaluate processes and institute
    changes based on risk contexts or environmental, social and political changes.
    75
    EVALUATE RISK MANAGEMENT PROCESS
     In addition to planned and scheduled monitoring and review sessions to examine
    new risk, review of the management plan must be ongoing in order to stay relevant.
     As policies, procedures, and visions of a corporation change, risk changes. As
    external contexts change, risks change. Suitability and cost factors for treatment
    options change. Treatment options or contingency plans may lose relevancy
    throughout the process.
     External variables such as legislative actions may develop which creates a different
    context under which to analyse and evaluate risk.
     Examination of successes and failures in relation to anticipated outcomes is a
    necessary component of the risk management process. It increases the probability
    that future risks can be evaluated with higher levels of accuracy and greater success.
     An inability to achieve outcomes does not indicate failure but provides an
    opportunity to gain valuable knowledge regarding process change.
     Duplication of ineffective processes leading to a repetition of unachieved outcomes
    indicates a failure to learn. That can be tragic when corporations, and the people that
    depend on them, are at risk.
    76
    EVALUATE RISK MANAGEMENT PROCESS
     One of the key components of the risk management process is
    keeping an accurate record of documentation relating to the
    communications, justifications, analyses and relevant information
    pertaining to risk.
     Remember how we began the risk assessment process? With
    research relating to:
     Data or statistical information
     Information from other business areas
     Lessons learned from other projects or activities
     Market research
     Previous experience
     Public consultation
     Review of literature and other information sources
    77
    EVALUATE RISK MANAGEMENT PROCESS
     Monitoring is not only a practical requirement but a legal obligation, as the
    common law duty of care and WHS legislation requires that the employer “provide
    and maintain a working environment that is safe”.
     All organisations should ensure that risk identification, assessment analysis,
    evaluation techniques and the change arising from these processes fall within the
    culture of the organisation.
     This requires commitment from the most senior levels of management in the
    organisation, and it requires communication throughout all ranks of the
    organisation.
     Leadership and coaching are two of the most commonly used processes to engage
    an organisation in a cultural change to embrace the issues of risk identification and
    management and the issues arising from the change that flows from these
    procedures.
    78
    SUMMARY
    “In many cases, there is nothing we can do to stop these
    disasters from happening. Risk management isn’t about
    that; it’s about understanding the potential risks and
    managing how a company deals with that risk.”

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